What is the procedure for a death claim after the death of the account holder?

• The process of claiming shares and funds after the death of an account holder depends on the case of such claim.
  
• There could be multiple cases as: -

1. 1. If the deceased account has no holdings and funds.
      
      
   2. If the deceased account has no holdings but has some funds.
      
      
   3. If the deceased is one of the joint account holders.
      
      
   4. If the deceased account has holdings and he/she also appointed a nominee.
      
      
   5. If the deceased account has holdings and he has not appointed any nominee: -
      
      i. If the market value of holdings is up to ₹15 lakhs.
      
      ii. If the market value of holdings is more than ₹15 lakhs.