What is the process and price of redemption on maturity of SGBs?

What is the process and price of redemption on maturity of SGBs?

Followings are the details related to the process of redemption of SGB on the Maturity: -

  • SGBs have fix tenure of 8 years 
  •  The investor will be advised one month before the maturity regarding the ensuing maturity of the bonds.
  • When the SGBs is matured the maturity amount is credited to the bank account in the Indian Rupees (₹) that is linked with the Jainam Demat account.
  • In case there are any changes in details for example account number, email id then; the investor must intimate the bank or Jainam promptly.
  • The redemption price on maturity is based on the simple average of closing price of gold of 999 purity of previous 3 business days from the date of repayment, as published by the Indian Bullion and Jewellers Association limited (IBJA).
     
  • RBI declares the maturity redemption price for every series of SGBs.