If a stock SIP is scheduled on a fix date of every month, when should the e-Mandate transaction be scheduled to ensure that the account is sufficiently funded? 

• The e - Mandate transaction should be scheduled a few days before the fix SIP date of the month because the bank confirmation of the e-Mandate transfer can be delayed.
• Usually, the bank account is debited one working day before the e-Mandate schedule date, for which SMS and e-mail confirmations are sent one day in advance.